Flexible Funding Options That Fit Your Business
Term Loans
A predictable product that is paid back at fixed intervals - with interest - over a set period of time.
12 - 30% APR
Advantages
- No prepayment penalty
- Deferred payments available
- Flexible terms without the hassle of a bank
- Funds available immediately upon approval
SBA 7a Loans
A cost effective product for both established businesses that have a clear growth plan or for startups that have collateral available and ample experience in their trade.
Advantages
- No prepayment penalty
- Deferred payments available
- Flexible terms without the hassle of a bank
- Funds available immediately upon approval
Line of Credit
A financial product that gives access to a preset funding amount of working capital that can be used "on demand" as frequently as needed. This allows borrowers to only pay for what they need with zero maintenance fees.
12 - 30% APR
Advantages
- Upon approval, funds available in less than 10 minutes
- Repay only the amount withdrawn & pay interest only while you have a balance outstanding
- No early repayment penalties
- Use only what you need, when you need it
Merchant Cash Advance
An unsecured no frills working capital product for businesses that just need the opportunity to grow or require funds in a pinch.
Daily or Weekly payments
18 - 45% APR
Advantages
- No personal guarantee
- Funds within 24 hours
- Limited documentation required
- Only 3 months in business to qualify
- Prepay incentive options available
Consolidations
Reverse Consolidations allow you to free up day to day cashflow to give your business more breathing room until existing merchant cash advances are paid off. Typically merchants save 30 - 60% off what they are currently paying.
Daily payback up to 50% reduction of current combined payments.
Advantages
- Improve daily cash flow instantly
- Additional capital available alongside consolidation
- Save up to 50% of what you're currently paying per week
Why Choose Fundipidy?
We're more than a marketplace—we're your funding partner. Backed by decades of experience and deep industry connections, we help you find the right offer, faster.
Speed & Simplicity
Apply in minutes, get offers fast
Tailored Matches
Smart technology pairs you with the best-fit lenders
Top-Tier Access
50+ trusted lending partners, all in one place
Confidence & Clarity
Know your options and choose with ease